A smarter, more human, loan process.

We've helped thousands of people get the financing they need, and we'd love to do the same for you.
Where would you like to start?
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5-star rating
from 500+ reviews on Zillow
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Hear from some of our amazing customers who found the financing they needed.

Oren is a pleasure to work with and always fights to get you the best deal possible with the least stress possible. I would highly recommend working with him for all your lending needs!

Langhorne, PA

oren made the process of buying my home extremely simple. he walked me through every step and always kept in close contact with me, answering all of my questions!

Danielle Mushyakov
Philadelphia, PA

I dealt with Oren Barzeski on properties I purchased and refinanced, He got me the best lowest mortage rates. Very fast, Reliable, and responds back very quick, Pre approvals you get it same day. One of the best Lender I ever dealt with. Oren Refinanced one of my properties at the best rate, Also gave me the best mortgage rate we financed it on my new dream house on a 21 acres. I am extremely satisfied with Orens business!!!!

Emrakh Akhmedov

My family has refinanced with Steve Phras before and we had a great experience working with him again. He kept continual communication with me and my father throughout the process and explained everything explicitly to him, which we appreciated immensely.

Elgin, IL

Steve is awesome. He has not only helped me personally but I am a realtor and he has helped many of my clients. Easy to work with and closes on time!!


Steve is hard working, he answers all my questions promptly and I was extremely satisfied. He helped me where to get all the documents needed for my housing loan. Most important my loan was approved promptly. He is excellent and I highly recommend him to another customer like me.

Chicago, IL
How home purchase work

Our mortgage process revolves around you

Get pre-approved

Whether you do that here online or by speaking with one of our loan officers, we'll get you pre-approved so your loan is ready to go when you find the right home.

Shop for a home

With your pre-approval in hand, you can confidently shop for a home, knowing what you can afford.

Complete a mortgage application

Once your offer has been accepted you'll complete a mortgage application and finalize the details of your loan.

We'll process your loan

Our processing team will work with you and your loan officer to gather all of the necessary documents and information.


Once everything is all set you'll sign the paperwork and close on your new home.
Let's get started

What can we help you accomplish?

Whether you're ready to submit an offer on a home, or just need some advice, here are some great places to start.

Purchase a home

Let's get started on your home purchase application.

Refinance a home

Let's get you a better rate on your mortgage and lower those monthly payments.

Connect with an expert

Let's connect you with an expert who can help answer your questions.