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Steve is hard working, he answers all my questions promptly and I was extremely satisfied. He helped me where to get all the documents needed for my housing loan. Most important my loan was approved promptly. He is excellent and I highly recommend him to another customer like me.

Consolacion
Chicago, IL
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My family has refinanced with Steve Phras before and we had a great experience working with him again. He kept continual communication with me and my father throughout the process and explained everything explicitly to him, which we appreciated immensely.

Opowrozek
Elgin, IL
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When I was working towards refinancing my condo, I didn't really have any idea how it works, the procedure or what to expect. Tim was GREAT! He was able to explain everything I needed to do, the documents required, and timelines and what not. It was a relatively pain free process and it was all done within 2 months I want to say. Currently enjoying a killer rate and saving money every month. Thanks Tim!

Arnold Padilla
Los Angeles, CA
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Oren is a pleasure to work with and always fights to get you the best deal possible with the least stress possible. I would highly recommend working with him for all your lending needs!

Will
Langhorne, PA
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When it all seemed hopeless we came into contact with Stephan Phras and he went above and beyond to help us! Not only was he in constant contact and made sure we were content with the stressful process, he made it happen!

Iawarnicke
Elk Grove Village, IL
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