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Working with Amres was such a breath of fresh air. Steve was so knowledgable. He will give you his very honest advice and/or opinion of what is the best thing to do regarding your current situation but will still leave the decision up to you. He will help you and your family with what your goal is in life.

Garry Quinn
Perry Hall, MD
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My family has refinanced with Steve Phras before and we had a great experience working with him again. He kept continual communication with me and my father throughout the process and explained everything explicitly to him, which we appreciated immensely.

Opowrozek
Elgin, IL
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I'll never use another lender. My loan officer and Amres were so knowledgable and provided amazing service. Not only did they give me the lowest rate I could find, but they were able to get me closed in 2 weeks!

Michelle Williams
Fairfax, VA
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My loan officer was so professional and knowledgeable and provided the best mortgage rate. He also replied to all my communications very promptly and provided regular updates about the progress of our mortgage application.

Katrina Sherman
Highlands Ranch, CO
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When I was working towards refinancing my condo, I didn't really have any idea how it works, the procedure or what to expect. Tim was GREAT! He was able to explain everything I needed to do, the documents required, and timelines and what not. It was a relatively pain free process and it was all done within 2 months I want to say. Currently enjoying a killer rate and saving money every month. Thanks Tim!

Arnold Padilla
Los Angeles, CA
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