Our clients are everything

We're obsessed with making your dream of homeownership a reality

Getting you the financing you need is the motivation behind everything we do.
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My loan officer at Amres is the constant professional who is always looking to do right by his clients. He goes above and beyond to make sure I'm getting the best deal. I don't even call other lenders anymore.
Andy Pearson
Weston, FL
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We worked with Amres on our loan and they were extremely helpful. They were honest and didn't beat around the bush or use any sales pitches. They do what they say they'll do. Our loan was closed on time and there were no hidden fees.
Lindsey Pelton
Austin, TX
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Our Loan Officer, Carl and his team did a wonderful job in assisting with the purchase of our dream home! They were extremely responsive and organized with what needed to be completed.
Danielle Martin
Conshohocken, PA

Hear from some of our amazing customers who found the financing they needed.

My family has refinanced with Mr. Steve Pharas before and we had a great experience working with him again. He kept continual communication with me and my father throughout the process and explained everything explicitly to him, which he appreciated immensely.

Elgin, IL

Steve is awesome. He has not only helped me personally but I am a realtor and he has helped many of my clients. Easy to work with and closes on time!!


Steve is hard working, he answers all my questions promptly and I was extremely satisfied. He helped me where to get all the documents needed for my housing loan. Most important my loan was approved promptly. He is excellent and I highly recommend him to another customer like me.

Chicago, IL

When it all seemed hopeless we came into contact with Stephan Phras and he went above and beyond to help us! Not only was he in constant contact and made sure we were content with the stressful process, he made it happen!

Elk Grove Village, IL

I am so grateful to have had Steven on my team. He made everything so simple and always had our best interest. He is someone that made me feel completely comfortable and I felt like I could trust in his work.

Streamwood, IL

Steve was incredibly knowledgeable and professional, and he always took the time to answer my questions in a clear and understandable way. He was also very patient and understanding.

Azle, TX

I'll never use another lender. My loan officer and Amres were so knowledgable and provided amazing service. Not only did they give me the lowest rate I could find, but they were able to get me closed in 2 weeks!

Michelle Williams
Fairfax, VA

My loan officer was so professional and knowledgeable and provided the best mortgage rate. He also replied to all my communications very promptly and provided regular updates about the progress of our mortgage application.

Katrina Sherman
Highlands Ranch, CO

Carl helped me to do refinancing my house. I'm was impressed with his fast response times and he always beat the competitor's mortgage quote. I highly recommend Carl for mortgage services.

Ramona Pratt
Austin, TX
How home purchase work

Our mortgage process revolves around you

Get pre-approved

Whether you do that here online or by speaking with one of our loan officers, we'll get you pre-approved so your loan is ready to go when you find the right home.

Shop for a home

With your pre-approval in hand, you can confidently shop for a home, knowing what you can afford.

Complete a mortgage application

Once your offer has been accepted you'll complete a mortgage application and finalize the details of your loan.

We'll process your loan

Our processing team will work with you and your loan officer to gather all of the necessary documents and information.


Once everything is all set you'll sign the paperwork and close on your new home.
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Get connected

Find an expert you can trust

Experienced, knowledgable and fully licensed loan officers, available coast-to-coast to help guide you through the lending process.

We're there, start to finish

Your loan officer will work with you from the first conversation through closing your loan.

Borrow with confidence

There's lots to consider when financing a home. Our experts will be there to answer all of your questions.