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When I was working towards refinancing my condo, I didn't really have any idea how it works, the procedure or what to expect. Tim was GREAT! He was able to explain everything I needed to do, the documents required, and timelines and what not. It was a relatively pain free process and it was all done within 2 months I want to say. Currently enjoying a killer rate and saving money every month. Thanks Tim!

Arnold Padilla
Los Angeles, CA
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When I was working towards refinancing my condo, I didn't really have any idea how it works, the procedure or what to expect. Tim was GREAT! He was able to explain everything I needed to do, the documents required, and timelines and what not. It was a relatively pain free process and it was all done within 2 months I want to say. Currently enjoying a killer rate and saving money every month. Thanks Tim!

Arnold Padilla
Los Angeles, CA
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Steve is awesome. He has not only helped me personally but I am a realtor and he has helped many of my clients. Easy to work with and closes on time!!


Kelly
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My family has refinanced with Steve Phras before and we had a great experience working with him again. He kept continual communication with me and my father throughout the process and explained everything explicitly to him, which we appreciated immensely.

Opowrozek
Elgin, IL
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Steve was incredibly knowledgeable and professional, and he always took the time to answer my questions in a clear and understandable way. He was also very patient and understanding.

Antonio
Azle, TX
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