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When I was working towards refinancing my condo, I didn't really have any idea how it works, the procedure or what to expect. Tim was GREAT! He was able to explain everything I needed to do, the documents required, and timelines and what not. It was a relatively pain free process and it was all done within 2 months I want to say. Currently enjoying a killer rate and saving money every month. Thanks Tim!

Arnold Padilla
Los Angeles, CA
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Steve is awesome. He has not only helped me personally but I am a realtor and he has helped many of my clients. Easy to work with and closes on time!!


Kelly
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When it all seemed hopeless we came into contact with Stephan Phras and he went above and beyond to help us! Not only was he in constant contact and made sure we were content with the stressful process, he made it happen!

Iawarnicke
Elk Grove Village, IL
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My loan officer was so professional and knowledgeable and provided the best mortgage rate. He also replied to all my communications very promptly and provided regular updates about the progress of our mortgage application.

Katrina Sherman
Highlands Ranch, CO
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Working with Amres was such a breath of fresh air. Steve was so knowledgable. He will give you his very honest advice and/or opinion of what is the best thing to do regarding your current situation but will still leave the decision up to you. He will help you and your family with what your goal is in life.

Garry Quinn
Perry Hall, MD
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