Trust your home loan to our lending experts.
From buying a home, to refinancing, to nontraditional lending...
We have you covered.
We have you covered.
from 500+ reviews on Zillow
Get pre-approved
We'll collect some information about you and the type of home that you're looking for, and then we'll provide you with a pre-approval letter to use when you're ready.
Find a loan program tailored to you
Are you a service member? Are you looking to get cash out? Do you have poor credit history? We offer a range of programs that can be tailored to your unique needs.
How home purchase work
Our mortgage process revolves around you
Get pre-approved
Whether you do that here online or by speaking with one of our loan officers, we'll get you pre-approved so your loan is ready to go when you find the right home.
Shop for a home
With your pre-approval in hand, you can confidently shop for a home, knowing what you can afford.
Complete a mortgage application
Once your offer has been accepted you'll complete a mortgage application and finalize the details of your loan.
We'll process your loan
Our processing team will work with you and your loan officer to gather all of the necessary documents and information.
Close
Once everything is all set you'll sign the paperwork and close on your new home.
Get connected
Find an expert you can trust
Experienced, knowledgable and fully licensed loan officers, available coast-to-coast to help guide you through the lending process.
We're there, start to finish
Your loan officer will work with you from the first conversation through closing your loan.
Borrow with confidence
There's lots to consider when financing a home. Our experts will be there to answer all of your questions.
Don’t just take our word for it
Hear from some of our amazing customers who found the financing they needed.
My family has refinanced with Mr. Steve Pharas before and we had a great experience working with him again. He kept continual communication with me and my father throughout the process and explained everything explicitly to him, which he appreciated immensely.
Opowrozek
Elgin, IL
Steve is awesome. He has not only helped me personally but I am a realtor and he has helped many of my clients. Easy to work with and closes on time!!
Kelly
Steve is hard working, he answers all my questions promptly and I was extremely satisfied. He helped me where to get all the documents needed for my housing loan. Most important my loan was approved promptly. He is excellent and I highly recommend him to another customer like me.
Consolacion
Chicago, IL
Learning Center
Become a lending expert with our learning center resources.
Comprehensive guides, explanations and tips, brought to you by our team of experts. Whether you're buying your first home or you're a mortgage pro, we have the resources you need.
Let's get started
What can we help you accomplish?
Whether you're ready to submit an offer on a home, or just need some advice, here are some great places to start.
Purchase a home
Let's get started on your home purchase application.
Refinance a home
Let's get you a better rate on your mortgage and lower those monthly payments.
Connect with an expert
Let's connect you with an expert who can help answer your questions.