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High Balance FNMA

High Balance FNMA is a great option for larger financing needs and high cost areas.

With loan amounts up to $2,095,200 and down payments as low as 5%, Fannie Mae High-Balance Conforming loans can help borrowers to purchase properties located in high-cost areas
Minimum 620 FICO score
Down payment starting at 5%
Loan amounts up to $1,089,300 for a single unit in high-cost areas
Loan Purposes: Purchase, limited cash-out refinance (LCOR), or cash-out refinance (COR)
Loans must be conventional first-lien mortgages only.
Loans must meet the LTV, CLTV, and HCLTV ratios as outlined in the Eligibility Matrix
All borrowers must have a credit score.
All loans must be underwritten through DU