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FHA Standard

Government backed loans for borrowers who need more flexibility.

FHA loans are a great option for borrowers who may have a lower credit score, or do not have the funds for a large down payment but are still looking to qualify for a mortgage
Low down payments
Low closing costs
Easy credit qualifying
FICO® score at least 580, as low as 3.5% down payment
FICO® score between 500 and 579, as low as 10% down payment
MIP (Mortgage Insurance Premium ) is required
Borrower must have steady income and proof of employment
The home must be the borrower's primary residence