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An excellent opportunity for borrowers to tap into their home's equity without losing their low rate first mortgage.

Our closed ends second mortgage provides an excellent opportunity for borrowers who are looking to finance a second home but do not have the capital necessary on hand.
Credit Scores starting at 660
Loans starting at $75K up to $350k
Max total combined liens $2.5M
Up to 90% CLTV Full Doc or 85% Bank Statement
Bank Statement or Full Doc
Not eligible in TX or NY
Eligible property types: SFR, 2-4 Units, Condo, PUD, Modular
Eligible Occupancy: OO, NOO, 2nd Home

A second mortgage allows you to use your home’s equity, and put it to work. Instead of having that money tied up in your home, it’s available for expenses you may have currently.

The process of obtaining a second mortgage is similar to the way you qualify for a primary mortgage. You may also be required to get an appraisal to confirm the value of your home. Borrowers who are looking to take out second mortgages can obtain fixed home equity loans without impacting their first mortgage.