Learning Center

Everything you need to know about home lending.
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Home Loan Refinancing
Learn all about what refinancing means and how to do it.
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Home Equity Conversion Mortgages
Discover the benefits, eligibility criteria, and potential risks of HECMs, empowering you to make informed decisions about leveraging your home equity.
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Your First Mortgage
Everything you need to know about getting your first mortgage.
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Real Estate

Commercial Real Estate Investments

Commercial real estate can be a great investment option, especially if you’re looking for a stable income stream. Although, there are a couple different ways to get started, find out more below.
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Mortgage 101

Understanding Asset Depletion: Protecting Your Savings as You Age

Asset depletion in retirement refers to drawing down or spending of your retirement savings and investments. Strategies to mitigate depletion include delaying Social Security, reducing spending needs, withdrawing at sustainable rates, and generating additional income. Proper planning can ensure your assets last as long as you need them to during retirement.
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Nontraditional Mortgages

Understanding the Role of Credit Scores in Non-QM Loan Approval

Learn how credit scores play a crucial role in getting approved for Non-QM loans. Understand the impact of credit scores on loan approval and discover ways to improve your credit score for better loan terms.
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Refinancing

Mortgage Refinancing: Is It the Right Move for You?

Mortgage refinancing can mean lower monthly payments and shorter loan terms, but it’s important to weigh current interest rates and closing costs, loan term, cash-out refinance, and financial situation carefully before making a decision.
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Loan Types
Mortgage 101

How does Hard Money Lending work?

Discover how hard money lending can help you purchase, renovate, or flip a property quickly.
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Nontraditional Mortgages

Stated Income Loans: Are They Right for You? A Comprehensive Guide

Discover if Stated Income Loans are the right choice for you with this comprehensive guide. Learn about the definition, benefits, and potential downsides of stated income loans, as well as who can benefit from them. Explore the qualifications needed and compare them to alternative loan options. Make an informed decision on your mortgage needs.
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Mortgage 101

Market Timing: Navigating Home Buying During Seller's vs. Buyer's Markets

Looking to buy a home? Learn how to navigate the real estate market and understand the difference between seller's and buyer's markets. Discover strategies for buying in each type of market and the role of a real estate agent in market timing. Use this knowledge to make informed decisions in your home buying journey.
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Nontraditional Mortgages
Loan Types

Maximizing Real Estate Purchases: How Foreign Nationals Can Benefit from Non-QM Mortgages

Non-QM mortgages are an ideal financing option for foreign nationals looking to invest in the U.S. real estate market. Working with a knowledgeable mortgage professional is recommended to help evaluate the best financing option for individual needs.
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Mortgage 101

Understanding The Connection Between Credit Score and Mortgage Rates

Understanding the Connection Between Credit Score and Mortgage Rates - Learn how your credit score impacts mortgage rates and how to improve it for better rates. Get tips on navigating mortgage rates with a low credit score. Take steps to improve your credit score and secure a better mortgage rate.
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