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Everything you need to know about home lending.

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Home Equity Conversion Mortgages
Discover the benefits, eligibility criteria, and potential risks of HECMs, empowering you to make informed decisions about leveraging your home equity.
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Sold! Home Selling Secrets
Master the art of selling your home with expert tips and tricks
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Real Estate
Everything You Need to Know About Home Inspections
Buying a home can be overwhelming, especially if you're buying your first house. Here's what you need to know about the home inspection process
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Loan Types
Strategies for Paying Off Debt with a Home Equity Line of Credit: A Comprehensive Guide
A comprehensive guide on using a Home Equity Line of Credit (HELOC) to pay off debt. Learn the definition of HELOC, step-by-step strategies, risks, and responsible management tips. Explore alternatives and find the best debt reduction strategy for your situation.
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Real Estate
Mortgage 101
Overview of State-Specific Real Estate Laws: PA, FL, CA, NJ, and NY
Real estate laws vary by state, and it's important to understand the laws in your area. Our article provides a general overview of property rights, title and deed requirements, foreclosure procedures, and homeowner associations in Pennsylvania, Florida, California, New Jersey, and New York. Stay informed and ensure a successful real estate transaction.
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Mortgage 101
Understanding Mortgage Documentation and Paperwork: A Comprehensive Guide
Understanding Mortgage Documentation and Paperwork: A Comprehensive Guide - Learn about the different types of mortgage documents, their importance, and how to avoid common mistakes. Gain a detailed understanding of the Loan Estimate and Closing Disclosure documents. This guide provides valuable insights and advice for anyone dealing with mortgage paperwork.
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Refinancing
Using Refinancing as a Strategy for Downsizing in Retirement: A Comprehensive Guide
Learn how to use refinancing as a strategic tool for downsizing in retirement. Discover the benefits, risks, and expert tips for a successful financial plan.
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Mortgage 101
Real Estate
Preparing to Buy a Home
Learn the two crucial steps you need to take to prepare for buying a home. This blog post discusses the importance of getting pre-approved for a mortgage and setting realistic expectations to help you navigate the home-buying process and find a home that meets your needs and budget.
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Real Estate
Preparing Your Finances for a Second Home Purchase: A Comprehensive Guide
Preparing Your Finances for a Second Home Purchase: A Comprehensive Guide. Learn about the importance of financial preparation for a second home purchase. Understand the need for a second home and evaluate the financial implications. Assess your current financial status and conduct a personal financial audit. Discover how your first mortgage affects your second home purchase and strategies for managing two mortgages. Find out the significance of a down payment and practical tips on saving for one. Explore different second home mortgage options, their pros and cons. Understand the impact of your credit score on securing a second mortgage and tips for improving and maintaining it. Prepare for additional costs associated with owning a second home and strategies for managing them. Recap key points and gain final thoughts on preparing finances for a second home purchase.
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Loan Types
Mortgage 101
How to Calculate Debt Service Coverage Ratio (DSCR)
To find out about your DSCR, you'll need to know how much you pay for housing expenses, including principal, interest and insurance. Read more to find out!
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Mortgage 101
How to Choose the Right Mortgage Term for Your Needs
Mortgage terms are important to understand when purchasing a home. It's important to know the potential monthly payments, how long your mortgage lasts and what interest rate you'll be paying.
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