Learning Center

Everything you need to know about home lending.
A woman looking at the camera with a blue arrow pointing at her.

Dive into a tailored content series:

Sold! Home Selling Secrets
Master the art of selling your home with expert tips and tricks
Read Series
Debt Consolidation
Consolidate multiple high interest debts into one lower interest loan.
Read Series
Home Equity Conversion Mortgages
Discover the benefits, eligibility criteria, and potential risks of HECMs, empowering you to make informed decisions about leveraging your home equity.
Read Series
View All Series
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Real Estate

Home Maintenance: Budgeting for Long-Term Property Care - A Comprehensive Guide

Learn how to budget for long-term property care with our comprehensive guide on home maintenance. Understand the costs of home maintenance, the importance of budgeting, and get a step-by-step guide on creating a budget. Avoid common mistakes and ensure your property stays in top shape for years to come. Start budgeting for home maintenance today!
Read post
Real Estate

The Importance of Home Inspections: Protecting Your Investment and Finances

Home inspections are an important step in the home buying process, providing numerous benefits such as protecting your investment and finances. By understanding the role of home inspections, buyers can make informed decisions and navigate the real estate market with confidence.
Read post
Mortgage 101
Real Estate

How Much Can You Afford for a Home?

We know there's not just one answer to this question, but this will help guide you figure out how much you can afford for a home.
Read post
Mortgage 101

When Renting Doesn't Make Sense: The Financial Case for Homeownership

Discover the financial benefits of homeownership and when renting doesn't make sense in this informative blog post. Explore the real cost of renting and the lack of financial return, as well as the privileges and responsibilities of being a homeowner. Dive into the detailed explanation of the financial benefits, including equity building, tax benefits, and potential rental income. Compare the costs of renting and buying a home, and explore scenarios where renting might be more beneficial. Learn from real-life case studies and gain actionable steps to transition from renting to buying, including financial planning and mortgage options. Consider the financial advantages of homeownership and make an informed decision.
Read post
Mortgage 101

The Pros and Cons of Living in a High Flood Risk Area: A Comprehensive Guide

Discover the pros and cons of living in a high flood risk area. Lower property prices and waterfront properties are some advantages, while potential property damage and higher insurance premiums are some disadvantages. Learn about mortgage considerations, insurance implications, and safety measures for living in such areas.
Read post
Mortgage 101

Buying a Vacation Home: Essential Mortgage Tips and Tricks

Discover essential mortgage tips and tricks for buying a vacation home. Understand the basics of vacation home mortgages, evaluate your financial readiness, choose the right mortgage, secure favorable rates, and navigate property management and maintenance costs. Learn about legal and tax implications to make an informed decision.
Read post
Mortgage 101

Empowering FSBO Sellers: Financial Tools and Tips from Lenders

Empowering FSBO Sellers: Financial Tools and Tips from Lenders. Explore the significance of financial tools and lender advice for successful FSBO selling. Understand the role of lenders, essential financial tools, tips, and case studies. Learn how to avoid common mistakes and optimize your selling experience.
Read post
Mortgage 101

Understanding Debt-to-Income Ratio: How Much Can You Borrow?

Learn how to calculate and understand your Debt-to-Income Ratio (DTI) in the mortgage process. Discover why DTI is important in determining loan eligibility and the impact it has on your borrowing amount. Find out how lenders use DTI and different requirements from lenders. Get tips and strategies to lower your DTI and maintain a low ratio. Understand the factors that influence the borrowing amount and the role of DTI in determining how much you can borrow. Explore real-life case studies and learn valuable lessons. Recap the key points and gain a deeper understanding of the importance of knowing your DTI.
Read post
Mortgage 101
Loan Types

How to Qualify for an FHA Home Loan - Eligibility, Down Payments, and Borrowing Limits

Consider applying for an FHA loan, a government-backed mortgage with flexible borrowing requirements and lower down payment options. Learn about the eligibility requirements, borrowing limits, credit score impact, and down payment requirements in this blog post.
Read post
🤦
Uh oh. It looks like we haven't covered that yet.
Drop us a line and we'll get your question answered!