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Everything you need to know about home lending.

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Everything You Need to Know About Non-QM
Lots of borrowers don't fit the guidelines for a traditional mortgage. Learn how nontraditional mortgages help get them funded.
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Commercial Real Estate
From rentals to mixed-use properties, learn all about commercial real estate.
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Mortgage 101
What is an escrow account?
If you're in the midst of purchasing a home, you'll likely hear about escrow, which is an integral component of the home-buying process.
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Mortgage 101
Resolving Red Flags: Addressing Issues Found in Your Mortgage Application
Learn how to address and resolve red flags found in your mortgage application. This blog post covers common issues that can arise during the mortgage application process, such as income inconsistencies, credit score problems, high debt-to-income ratios, property appraisal problems, and issues with the down payment. Understand the steps involved in the mortgage application process and discover solutions to ensure a successful application. Take action and resolve any red flags in your mortgage application today.
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Mortgage 101
The Top 5 Factors That Affect Your Mortgage Interest Rates
Interest rates are the cost of borrowing money and they're always changing. Here are some things that will effect the interest rate of your mortgage.
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Mortgage 101
The Hidden Costs of Homeownership: Budgeting Beyond the Monthly Payment
Understanding the hidden costs of homeownership is crucial for budgeting beyond the monthly mortgage payment. This blog post breaks down the basic costs of homeownership, including the monthly mortgage payment and its components (principal, interest, taxes, and insurance). It also delves into the hidden costs such as property taxes, homeowners insurance, maintenance and repairs, utilities, and HOA fees. Budgeting strategies and the importance of having an emergency fund are discussed as well. Don't let hidden costs catch you off guard - learn how to budget effectively for homeownership.
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Mortgage 101
Navigating the Complexities of Estimated Escrow: What Homeowners Need to Know
Navigating the Complexities of Estimated Escrow: What Homeowners Need to Know. Understanding escrow is crucial for homeowners. This blog post defines escrow in simple terms and explains its role in the home buying process. It also explores how estimated escrow affects homeowners and mortgage payments. Factors that influence estimated escrow, such as property taxes and home insurance, are discussed, along with tips for navigating the complexities of estimated escrow. Common mistakes homeowners make with estimated escrow are highlighted, and the impact of estimated escrow on financial planning is explored. The blog concludes with a recap of key points and advice for homeowners navigating estimated escrow.
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Loan Types
Mortgage 101
Introduction to FHA Loans
Looking to buy a home but unsure of your mortgage options? Consider an FHA loan! This blog post explores what FHA loans are and how they differ from other types of mortgages. Learn about the benefits of FHA loans and whether they may be right for you.
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Loan Types
Bank Statement Loans and Economic Empowerment: Strengthening Business Owners
Bank Statement Loans and Economic Empowerment: Strengthening Business Owners. This blog post provides a brief overview of the importance of economic empowerment for business owners and introduces bank statement loans. It explains what bank statement loans are and how they differ from traditional loans. The post also explores the role of bank statement loans in economic empowerment, with real-life examples of business owners who have benefited from them. It offers a step-by-step guide on how to apply for a bank statement loan and discusses the advantages and potential drawbacks of these loans. The post concludes with success stories of business owners who have used bank statement loans to strengthen their businesses and encourages others to consider them as a tool for economic empowerment.
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Loan Types
How to Turn Your Home Equity Into Debt-Reducing Cash Through Refinancing: A Comprehensive Guide
Learn how to leverage your home equity to reduce debt through refinancing. Understand the benefits, risks, and step-by-step guide in this comprehensive blog post.
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Loan Types
Challenges and Triumphs: How Entrepreneurs Navigate Bank Statement Loans
Discover the challenges and triumphs entrepreneurs face when navigating bank statement loans. Learn how these loans differ from traditional ones and why they can be beneficial. Explore the difficulties entrepreneurs often encounter, real-life stories of overcoming loan challenges, and the benefits of bank statement loans. Get expert tips on successfully navigating the process and making the most of these loans.
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