Learning Center
Everything you need to know about home lending.

Dive into a tailored content series:
Debt Consolidation
Consolidate multiple high interest debts into one lower interest loan. 
Read Series
The Basics of Home Loans
Whether you're learning or refreshing, the basics are a great place to start.
Read Series
View All Series
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Nontraditional Mortgages
The Revival of No-Doc Loans: What Has Changed?
Discover the resurgence of No-Doc loans and how they have evolved since the 2008 financial crisis. Explore the regulatory changes, lending landscape, and pros and cons of these loans in today's market.
Read post

Loan Types
Technology's Role in Making Adjustable Rate Mortgages (ARMs) More Accessible and Transparent
Discover how technology is revolutionizing Adjustable Rate Mortgages (ARMs) by making them more accessible and transparent. Understand the risks and benefits of ARMs, the importance of transparency, and the role of technology in the mortgage industry. Learn how technology enhances accessibility and transparency in ARMs through real-life examples. Explore the future implications of technology in ARMs and potential improvements in accessibility and transparency.
Read post

Mortgage 101
Understanding Appraisal Fees and Their Importance in Homebuying
Understanding Appraisal Fees and Their Importance in Homebuying - This blog post provides a detailed explanation of appraisal fees and their significance in the homebuying process. Learn about the role of appraisers, how appraisals affect mortgage loan amounts, and how appraisal fees impact the overall cost of homebuying. Discover tips on preparing financially for appraisal fees and potentially lowering them. Gain a comprehensive understanding of appraisal fees to make informed decisions as a prospective homebuyer.
Read post

Loan Types
Mortgage Brokers' Expertise in DSCR Loans: Facilitating Investment Growth
Looking to grow your investments? Learn about the importance of DSCR loans and how mortgage brokers can help facilitate investment growth. Discover the expertise of mortgage brokers in handling DSCR loans and the benefits of using them. Find tips on choosing the right mortgage broker for DSCR loans. Don't miss out on leveraging the expertise of mortgage brokers for your investment success.
Read post

Loan Types
Simplifying Hard Money Loan Interest Rates: Understanding Points, Fees, and Calculations
This blog covers factors to consider when estimating a rate, such as loan-to-value ratio, loan term, and borrower’s credit score, as well as common pitfalls to avoid. It is essential to understand all loan terms to determine if a hard money loan is the right option for you.
Read post

Loan Types
Maximizing Your Home's Value: Innovative Strategies for Cash-Out Refinancing
Looking to maximize your home's value for cash-out refinancing? Learn innovative strategies to increase your home's value, understand cash-out refinancing, prepare your home for appraisal, and more. Explore real-life case studies and consider the risks and considerations before deciding. Consult with a financial advisor for expert guidance.
Read post

Nontraditional Mortgages
Loan Types
The Different Types of Owner Occupied Non-QM Products
You are not limited to only one type of non-QM product. In fact, there are many different types of owner occupied non-QM products out there that you should consider.
Read post

Mortgage 101
Remote Closing: Navigating the Final Stages of the Home Selling Process
Navigating the final stages of the home selling process can be made easier with remote closing. Discover the benefits, preparation tips, and potential challenges of remote closing, as well as the role of a notary and legal aspects to consider. Ensure a successful remote closing with stable internet connection, double-checking documents, and clear communication. Consider remote closing for convenience, speed, and safety during the pandemic.
Read post

Mortgage 101
Understanding Balloon Mortgages: Risks and Rewards Explained
Learn about the risks and rewards of balloon mortgages, including lower initial payments and potential refinancing risks. Discover strategies to mitigate risks and make informed financial decisions.
Read post
🤦
Uh oh. It looks like we haven't covered that yet.
Drop us a line and we'll get your question answered!
Drop us a line and we'll get your question answered!