Learning Center Series

Everything You Need to Know About Non-QM

Non-QM (Non-Qualified Mortgage) loans can be a valuable option for borrowers who don't meet the strict requirements of traditional mortgages. In this blog series, we explore everything you need to know about Non-QM loans, including eligibility requirements, benefits and drawbacks, and how to determine if a Non-QM loan is right for you.
Back to the Learning Center
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

How to Apply for a Mortgage Using Bank Statements

Need a mortgage that doesn't rely on tax returns or W-2s? This Non-QM product will help.
Read post

How to Apply for a Mortgage With an ITIN Number

Wondering if you can get a mortgage with an ITIN? We've got the answers.
Read post

How to Take Over Someone Else's Mortgage

Assumable mortgages are an option that can help you purchase a home. This article will tell you more!
Read post

Can Jumbo Loans Be Refinanced?

Yes, you can refinance a jumbo mortgage. While it's true that jumbo loans are more expensive than conventional mortgages, there are many reasons why buyers should consider getting a jumbo loan when purchasing a home with high appraised values.
Read post

Private Mortgage Insurance for Jumbo Home Loans

The amount you’re borrowing may not be as important as the value of your home when it comes to PMI and Jumbo home loans. Learn more here.
Read post

How to use Non-QM Products for a Second Property

If you are looking for a second home there may be an opportunity for you in the Non-QM market.
Read post

The Ability to Repay Rule

The Ability to Repay Rule is a regulation of the Dodd-Frank Act that was created to counteract predatory lending.
Read post

The Different Type of Non-Owner Occupied Non-QM Products

What are the different types of Non-Owner Occupied Non-QM products? Learn more about each one below.
Read post

Are You Eligible for an Assumable Mortgage?

Taking on the responsibility of an assumable mortgage can be a great way to lower your monthly mortgage payments. But before you jump in, here's what you need to know about this popular option.
Read post
Uh oh. It looks like we haven't covered that yet.
Drop us a line and we'll get your question answered!