Learning Center Series

Everything You Need to Know About Non-QM

Non-QM (Non-Qualified Mortgage) loans can be a valuable option for borrowers who don't meet the strict requirements of traditional mortgages. In this blog series, we explore everything you need to know about Non-QM loans, including eligibility requirements, benefits and drawbacks, and how to determine if a Non-QM loan is right for you.
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Exploring Non-QM vs Traditional Mortgages: Which is the Right Choice for You?

Non-QM mortgages and traditional mortgages are popular options for borrowers seeking a mortgage. Each loan type has its own benefits that need to be carefully evaluated in order to determine which option is best suited for a borrower's individual financial situation.
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Breaking Through the Mold: Navigating Non-QM Mortgages for Unique Borrowers

Non-QM mortgages provide an alternative to traditional QM mortgages, catering to unique borrower profiles such as self-employed individuals or those with non-traditional income sources.
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Unlocking Investment Opportunities: A Guide to Non-QM Mortgage Programs for Real Estate Investors

Non-QM mortgage programs offer an excellent opportunity for real estate investors to diversify their portfolios and take advantage of more flexible financing options.
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Navigating the Pros and Cons of Non-QM Mortgages in Today's Market

In recent years, there has been a growing trend towards these non-QM mortgage products due to changes in borrower demographics and desire for increased flexibility in loan structuring. This blog examines the advantages and risks of non-QM mortgages, provides an overview of the mortgage requirements, and offers strategies for mitigating risk associated with these types of loans.
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Unpacking Non-QM Mortgages: A Guide for Self-Employed Borrowers

Self-employed borrowers can use these loans to provide flexibility in documenting income, and benefit from unique loan features that cater to their needs. With the help of experienced mortgage professionals, these loans can offer a lifeline to those seeking to achieve their homeownership goals.
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The Advantages and Disadvantages of Hard Money Lending

Considering hard money lending for your real estate investments? Discover the pros and cons of this quick and flexible financing option. Learn about the advantages and drawbacks to make an informed decision. Read more in our blog post.
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Understanding Non-QM Loans and How They Work

Non-QM loan products are becoming increasingly popular as they offer a flexible option for borrowers who don't qualify for traditional QM loans. This blog post will provide an overview of non-QM loan types, key differences between non-QM and QM loans, and the potential risks and benefits associated with offering non-QM loans.
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The Different Types of Owner Occupied Non-QM Products

You are not limited to only one type of non-QM product. In fact, there are many different types of owner occupied non-QM products out there that you should consider.
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How to Calculate Debt Service Coverage Ratio (DSCR)

To find out about your DSCR, you'll need to know how much you pay for housing expenses, including principal, interest and insurance. Read more to find out!
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