Trust your home loan to our lending experts.

From buying a home, to refinancing, to nontraditional lending...
We have you covered.
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5-star rating
4.9
from 500+ reviews on Zillow
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Want to talk with a loan officer before you fill out an application? We get that.
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Get pre-approved

We'll collect some information about you and the type of home that you're looking for, and then we'll provide you with a pre-approval letter to use when you're ready.
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Find a loan program tailored to you

Are you a service member? Are you looking to get cash out? Do you have poor credit history? We offer a range of programs that can be tailored to your unique needs.
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How home purchases work

Our mortgage process revolves around you

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Get pre-approved

Whether you do that here online or by speaking with one of our loan officers, we'll get you pre-approved so your loan is ready to go when you find the right home.

Shop for a home

With your pre-approval in hand, you can confidently shop for a home, knowing what you can afford.

Complete a mortgage application

Once your offer has been accepted you'll complete a mortgage application and finalize the details of your loan.

We'll process your loan

Our processing team will work with you and your loan officer to gather all of the necessary documents and information.

Close

Once everything is all set you'll sign the paperwork and close on your new home.
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Get connected

Find an expert you can trust

Experienced, knowledgable and fully licensed loan officers, available coast-to-coast to help guide you through the lending process.

We're there, start to finish

Your loan officer will work with you from the first conversation through closing your loan.

Borrow with confidence

There's lots to consider when financing a home. Our experts will be there to answer all of your questions.
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Don’t just take our word for it

Hear from some of our amazing customers who found the financing they needed.

My family has refinanced with Steve Phras before and we had a great experience working with him again. He kept continual communication with me and my father throughout the process and explained everything explicitly to him, which we appreciated immensely.

Opowrozek
Elgin, IL

When I was working towards refinancing my condo, I didn't really have any idea how it works, the procedure or what to expect. Tim was GREAT! He was able to explain everything I needed to do, the documents required, and timelines and what not. It was a relatively pain free process and it was all done within 2 months I want to say. Currently enjoying a killer rate and saving money every month. Thanks Tim!

Arnold Padilla
Los Angeles, CA

When it all seemed hopeless we came into contact with Stephan Phras and he went above and beyond to help us! Not only was he in constant contact and made sure we were content with the stressful process, he made it happen!

Iawarnicke
Elk Grove Village, IL
Learning Center

Become a lending expert with our learning center resources.

Comprehensive guides, explanations and tips, brought to you by our team of experts. Whether you're buying your first home or you're a mortgage pro, we have the resources you need.

Mortgage 101

Go from zero to pro with our Mortgage 101 guides. Walk, or run, through the basics of home lending.

Nontraditonal Lending

Amres is one of the few lenders with a comprehensive suite of nontraditional loan options. Learn all about them here.
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Loan Types

Did you know that there are lots of different types of home loans? Check out these guides to learn all about your options.

Real Estate

Residential to commercial - we cover it all in this collection of resources for everything housing and lending.
Explore The Amres Learning Center
Let's get started

What can we help you accomplish?

Whether you're ready to submit an offer on a home, or just need some advice, here are some great places to start.

Purchase a home

Let's get started on your home purchase application.
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Refinance a home

Let's get you a better rate on your mortgage and lower those monthly payments.
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Connect with an expert

Let's connect you with an expert who can help answer your questions.
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