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A community focused lending program

Amres Cares

The Community Appreciation & Real Estate Solutions program by Amres, is built to give back to those who give so much. Learn more to see if you qualify for huge discounts on your home loan.

Disfrute de la libertad financiera

About Amres CARES

¿Navegas por el laberinto inmobiliario? Necesitas un guía que conozca todos los rincones de la escena local. Con Steve Phras a la cabeza, no solo estás contratando a un agente de préstamos, sino que te estás asociando con un experto del vecindario. Con profundas raíces en nuestra comunidad y un profundo conocimiento de la dinámica del mercado local, Steve se asegura de que reciba información y consejos personalizados para usted. Confíe en la experiencia local de Steve y convierta la casa de sus sueños en una realidad.

Comunicación transparente

Steve valora la comunicación clara y honesta, garantizando que los clientes estén siempre informados y nunca se queden en la oscuridad.

Specialized Expertise

Reconociendo que las necesidades de cada cliente son únicas, Steve ofrece soluciones hipotecarias que se adaptan a las situaciones financieras individuales.

Amres CARES

Who qualifies?

Amres CARES is dedicated to those who dedicate their lives to serving our community. Whether you're actively serving, retired, or a veteran, our program is tailored to recognize your service with exclusive mortgage benefits. Here are the community services that may qualify:

Police Officers

Firefighters

Nurses / Medical Professionals

EMTs

Military Personnel

Teachers

Amres CARES

How do the savings work?

During the home loan process, you'll typically only communicate with your loan officer while they work to secure your financing. Behind the scenes though, there are many companies involved in various functions from managing the title to working on appraisals. Each of these partner companies is part of the cost associated with securing a loan. As part of the Amres Cares program, we'll be discounting our portion of the transaction, and working with our partners to discount their's as well. Your savings will come from a combination of those discounts.

The Amres Cares mortgage process revolves around you

Connect with a Loan Officer

Connect with us

Connect with one of our loan officers so they can learn more about you and get you enrolled in the program.

Shop for a home

We'll work to get you a pre-approval so you can confidently shop for a home, knowing what you can afford.

Complete a mortgage application

Once your offer has been accepted you'll complete a mortgage application and finalize the details of your loan.

We'll process your loan
and the promotion savings

Our processing team will work with you and your loan officer to gather all of the necessary documents and information. We'll apply the promotion credits right to your transaction.

Close

Once everything is all set you'll sign the paperwork and close on your new home.

No esperes más

Cuando esté considerando una nueva vivienda o busque cambios en su hipoteca actual, recurra a Steve Phras. Deje que lo guíe hacia la solución de financiación perfecta con una experiencia inigualable. Benefíciese de su vasta experiencia y conocimiento, asegurándose de que su proceso de financiación sea perfecto de principio a fin.

‍Apply Now to unlock exclusive benefits and see why Amres is the preferred choice for community service professionals like you.

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*Legal Disclaimer for Amres CARES:

The Amres CARES Program provides exclusive benefits, including the waiver of underwriting and processing fees up to a value of up to $1,700. These offers are valid on eligible Amres mortgage programs only. Broker-funded, bond, non-delegated, and Down Payment Assistance (DPA) loans are not eligible for these benefits.

Eligibility for the Amres CARES program includes Active Duty and Retired Military Personnel, Veterans, Reservists, Surviving Spouses, Licensed Registered Nurses, Licensed Nursing Specialties, Licensed Practical Nurses, Certified Nursing Assistants, and certified teachers who have earned a teaching certificate or license from a credible source such as a government or higher education institution.

Please note that all loans are underwritten and closed by Amres. The availability of loans and services may vary by state, and all loans are subject to credit and property approval. Only one promotion is allowed per loan. Offers are subject to change at any time without notice.

Additional benefits may be provided by industry partners and are not offered directly by Amres. These benefits will be provided under the terms set by the respective industry professional.

This program is designed to support the financial needs of community heroes and educators, acknowledging that a home is often the largest and most emotional investment one will make. Our goal is to facilitate this significant life step with valuable, tailored benefits to help you achieve your home financing goals.