LTV is a big part of the home loan process. Knowing what it means for you can help you find the right lender and get approved for your next home purchase.

A Jumbo Non-QM loan can be the right choice if you’re looking to get a home loan and don’t feel like you qualify for a government program

Discover how the commercial loan evaluation process works and learn what the lender looks at when deciding whether to lend or not.

When considering a Non-QM home loan, it's important to understand the differences and history between subprime and non-QM before making your decision.

The closing process for buying or selling a home can be complicated but, with a thorough understanding of the process, buyers and sellers can ensure a successful transaction. This blog provides an overview of the closing process, including mortgage and real estate information, ideas for preparation, and answers to common questions.

Here’s a rundown of the different types of escrow accounts, what they do and how they will be used in your purchase or refinance.

Preparing Your Finances for a Second Home Purchase: A Comprehensive Guide. Learn about the importance of financial preparation for a second home purchase. Understand the need for a second home and evaluate the financial implications. Assess your current financial status and conduct a personal financial audit. Discover how your first mortgage affects your second home purchase and strategies for managing two mortgages. Find out the significance of a down payment and practical tips on saving for one. Explore different second home mortgage options, their pros and cons. Understand the impact of your credit score on securing a second mortgage and tips for improving and maintaining it. Prepare for additional costs associated with owning a second home and strategies for managing them. Recap key points and gain final thoughts on preparing finances for a second home purchase.

Refinancing your mortgage can be a smart financial move, but it can also be confusing. Learn everything you need to know about refinancing, including the benefits, process, and potential drawbacks, in our comprehensive blog.

When shopping for a home, it’s important to obtain a pre-approval letter. This document acts as a formal commitment from a lender that they will lend you a certain amount of money for a mortgage.