Get ready to celebrate! It is easier then ever for lenders to use other types of evidence to verify your income when you apply for a home loan.
Need a mortgage that doesn't rely on tax returns or W-2s? This Non-QM product will help.
Wondering if you can get a mortgage with an ITIN? We've got the answers.
Non-QM home loans allow self-employed borrowers to use the traditional income and expense approach to qualify for a mortgage by providing proof of...
Buying a home can be overwhelming, especially if you're buying your first house. Here's what you need to know about the home inspection process
Assumable mortgages are an option that can help you purchase a home. This article will tell you more!
The amount you’re borrowing may not be as important as the value of your home when it comes to PMI and Jumbo home loans. Learn more here.
Here’s a rundown of the different types of escrow accounts, what they do and how they will be used in your purchase or refinance.
VA loans offer great benefits, including no down payment and no PMI. Here's everything you need to know about VA mortgages.
Mortgage terms are important to understand when purchasing a home. It's important to know the potential monthly payments, how long your mortgage...
LTV is a big part of the home loan process. Knowing what it means for you can help you find the right lender and get approved for your next home...
Read on to learn what to do when you apply for a mortgage, and how to avoid the most common mistakes that can derail your application process.
If you are looking for a second home there may be an opportunity for you in the Non-QM market.
The Ability to Repay Rule is a regulation of the Dodd-Frank Act that was created to counteract predatory lending.
You are not limited to only one type of non-QM product. In fact, there are many different types of owner occupied non-QM products out there that you...
What are the different types of Non-Owner Occupied Non-QM products? Learn more about each one below.
Taking on the responsibility of an assumable mortgage can be a great way to lower your monthly mortgage payments. But before you jump in, here's what...
Buydowns are a way to lower the interest rate on a home loan. They're also called interest-rate buydowns, mortgage buydowns, and discounted...
Refinancing your mortgage can be a great way to lower your monthly payment, but you have to know the differences between the most popular types of...
A cash-out refinance, it is important to know what it is, how it works and when you should consider a cash-out refinance.
There's a reason why fix and flip home loans have been so popular: They help home-buyers make great returns by minimizing their down payments and...
There are many different types of Non-QM loans out there, so it’s important to know what you can expect from each one before signing on the dotted...
Asset depletion is a way to make home ownership more affordable by using liquid assets to qualify. Let's breakdown the specifics!
To find out about your DSCR, you'll need to know how much you pay for housing expenses, including principal, interest and insurance. Read more to...
Homebuyers who meet non-conforming loan guidelines might qualify for a jumbo mortgage. But to get one, you'll need to check your credit and look for...
If you've been thinking about refinancing your home loan, here are some things to consider:
The good news for foreign nationals looking to purchase real estate in the United States is that there’s an alternative to a U.S. mortgage—foreign...
Keeping all your options open when it comes to financing is crucial to every business. Understanding everything about hard money lending, including...
Non-QM home loans are essentially the same as Non-Conforming Home loans, but both of these terms refer to different mortgage lending terms.
The DSCR is a measure of how well your company can repay its debt. If you're looking for financing, the DSCR is a good way to make sure your project...
If you're considering a fix and flip home loan, you may be wondering how it works. A fix and flip home loan can actually be a good alternative to...
What is a Balloon Payment? A balloon payment is when you have to make a one-time payment on your loan before the maturity date. It may be due at the...
Yes, you can refinance a jumbo mortgage. While it's true that jumbo loans are more expensive than conventional mortgages, there are many reasons why...
A Jumbo Non-QM loan can be the right choice if you’re looking to get a home loan and don’t feel like you qualify for a government program
When considering a Non-QM home loan, it's important to understand the differences and history between subprime and non-QM before making your decision.
If you are looking to invest in real estate, but don't have access to conventional financing like traditional bank loans, hard money lending may be...
Your mortgage does not have to be complicated! If you are interested in non-QM or qualified mortgages, we can help you understand the different...
Because of the flexible terms, Non-QM loans are great options if you can't qualify for a traditional home loans. In this article, we will outline the...
If you're looking for an alternative mortgage to the popular government-backed loans, a Non-QM loan might be right for you. Here, we'll discuss what...
Mortgages can be fairly complex, but if you learn the basics, the process will go smoothly. The first place to start is to learn the different types...
Are you interested in purchasing a house, but still not sure if you qualify for a regular mortgage? Read below to find out the history of...
Underwriting can be a complicated process—but it doesn’t have to be. Here's everything you need to know about underwriting.
Differentiating between your assets and your income is a critical step in building wealth.
Credit scores can be a mystery, but it doesn't have to be. We're here to answer all your questions about credit scores and how to use them for your...
Wondering how your commercial real estate investment portfolio is doing? Let's do a quick check!
Commercial real estate refinancing can help you get the best deal on your loan. Lets break it down so that you can save!
Commercial real estate can be a great investment option, especially if you’re looking for a stable income stream. Although, there are a couple...
Discover how the commercial loan evaluation process works and learn what the lender looks at when deciding whether to lend or not.
Commercial real estate lending is a complex mix of various types of loans, its important to understand your options before entering the world of...
Commercial real estate is a big part of your everyday life. Learn more about buying retail properties, office space, and industrial properties.
No matter how much money you have, there are certain things that you will need to purchase a home. Here are the essentials in buying a house.
Lets walk through all the steps between you and that dream home! Here's everything you need to know about the home buying process, from home loans to...
Congratulations, you have started the house hunting process. Whether you have a real estate agent or not, these tips will help you out on your...
We know there's not just one answer to this question, but this will help guide you figure out how much you can afford for a home.
Let's talk about how we can get you a home loan. First, it is important to understand the loan. This article will walk you through the whole process.
Finding your dream home or perfect investment property is not as hard as you think. Let's make it easy for you to find the best real estate agent...
You’re a smart, savvy buyer. Are you also smart enough to know when it might be time to walk away? Here's how to make an offer on a house with...
It’s easy to get confused between a home inspection and a home appraisal. Here’s everything that you need to know about both of them.
What is home owners insurance? And how do you choose the right policy for your needs? Lets break it down.
Here's the inside scoop on home loans. From understanding down payments to finding the right lender, this quick guide will make you a pro in no time.
Learn about what your lender is looking for when they are evaluating your credit and income. The answers might surprise you!
A step-by-step guide to the loan process. From signing up and filling out paperwork to getting approved, we're here to help you take the first step.
The home loan application process from start to finish. Follow along with our step-by-step guide to get your mortgage approval faster and easier...
With an adjustable rate mortgage, you may have to pay more in the beginning, and later on when your loan adjusts. Whether you're a borrower or a...
Are you thinking of buying a house? Do you have questions about home loans? Here's what you need to know.
Find out what exactly a mortgage interest rate is, how they're calculated, and what you should know before deciding on one.
Although buying a home typically requires a sizable down payment, discount points can help to reduce the cost of a mortgage.
Understanding what a down payment is, how it affects your interest rate, and the different requirements will help you decide what is best when the...
It is important to know if and when private mortgage insurance (PMI) is necessary once you decide to buy a home
It is important to know of the numerous mortgage types that you can select from, that way when the time comes you can choose what is best for you.
A legal document which outlines the terms of a loan between the buyer and lender
If you're in the midst of purchasing a home, you'll likely hear about escrow, which is an integral component of the home-buying process.
Prequalification is the initial step, while preapproval takes it one step further in the process to help focus on mortgages you can afford.
Closing costs include a multitude of expenses on top of your property's purchase price.
With the right approach, obtaining a mortgage can a be a smooth and painless process. This article will walk you through all of the basics.